When the fine, recently renovated apartment, into which so much effort and money have been put, all of a sudden falls into ruins, one could not help wondering: was it really avoidable? Of course, the insurance company is unable to prevent fire or natural disaster. But it can furnish you with a financial assistance for restoration of the former splendor...
Insurance protection may cover apartments, houses, cottages, and etc... Moreover, one can insure both the structural components (walls, roof and foundation) and the interior decorations. In a package (or separately), one can insure the furniture, plumbing and heating installations (gas and electric fryers, heating batteries, meters), computers, and etc., up to the television antenna. In addition, any property item purchased by the insured person later on can be included into this list, and it will be also covered by insurance protection.
Objects of insurance:
- Residential and utility structures;
- Apartments and rooms;
- Household articles.
Insurance risks:
- Fire and explosion for any reason;
- Failure of heating, water supply, and drainage systems;
- Unlawful acts of third persons (theft, robbery, brigandage);
- Acts of terrorism;
- Earthquake and volcanic eruption;
- Weight of snow;
- Mudflow and flood;
- Landslide;
- Storm;
- Interstitial waters;
- Smoke.
