Motor insurance is the most widespread insurance service in Azerbaijan. IIC's clients highly appreciate the level, quickness, and convenience of service, as well as the individual approach to every person.

IIC offers the following types of insurance for the cars owner:

Casco

• Theft;
• Fire;
• Explosion and lightning;
• Collision with any object;
• Traffic accident.

Personal insurance of drivers and passengers against accidents:

• Fatality or permanent disability;
• Emergency expenses.

Voluntary motor vehicle owner's liability insurance

• Loss and damage caused to the property or health of third parties.
• Deductible: within the limits under certificate of Obligatory Liability Insurance.

Obligatory motor vehicle owner's liability insurance.

• Guarantees (indemnity) against damage caused to the property of adversary party, as well as the health of individuals by motor vehicles as a result of a traffic accident.

Additional covers:

• Damage occurring outside of the country;
• Strikes, disorders, civil commotions;
• Earthquake, volcanic eruption;
• Mudflow, high water or flood;
• Damage caused to accessories.

Insurance premium on the specified type of insurance depends on the number of selected insurance risks, year of car manufacture, car usage pattern, and the amount of deductible (non-reimbursable part of the sum insured).

What is to be done in case of a traffic accident?

You have met with an accident... What is to be done in case of a traffic accident?

• Switch on an emergency light alarm;
• Post an emergency stop sign;
• Call one of the following phone of the around-the-clock dispatching service: 437-99-33; (050) 579-99-33; (050) 669-01-03
• Give the following information: insurance policy number, full name or the name of insured entity, date, place (street, building,number), time, and circumstances of traffic accident;
• The Insurance contract concluded with IIC that gives you the right to obtain around-the-clock telephone consultations. In case of loss of life, bodily injury or substantial material damage our adviser will immediately arrive upon the scene of traffic accident, assist you during the on-site inspection of traffic accident, as well as during the vehicles' inspection and maintenance check; will render the qualified assistance in drawing an explanation statement about the circumstances of traffic accident; will assist in ensuring the correctness and completeness when drawing up a protocol of on-site review of traffic accident and the scheme.

You can call the Traffic police yourself (depending on the location of accident site) or call 102.